Micron Document
Portugal (PRT)

Country Risk Assessment v2.3 - assessed 2026-05-28 - skew: symmetric


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- Generated 2026-05-28 under v2.0: triangulated across multilateral bodies (IMF, OECD 2026 Survey, World Justice Project, RSF, EEA, World Weather Attribution) + Portuguese institutions (INE, Banco de Portugal, used as independent data) + EU/Iberian press.

- Source-lean: the physical/health factors leaned on alarm-toned Anglophone/expat press, partly corrected with EEA/WWA/ESA and Portuguese official data; Portuguese-language press (PΓΊblico/Expresso/Observador) was not read directly this pass.

- Climate is the standout negative and worsens with horizon (2025 megafire season; Feb 2026 record storms).

- civil_military_relations carries a v2.3 provisional baseline scored from coup history and military-in-politics status. It has not been through a full source-disciplined pass and its confidence is set low to reflect that.

Transparency & confidence ceiling

Tier: observable - every composite below is confidence-capped at 1.00 (TIER_CAP.observable).

Free press and open civil society - scores rest on directly observable evidence.


Economic

A sound and improving fiscal position within the eurozone, well-capitalized banks, and diversified services/tourism exports; near-term energy-shock inflation the main wobble. (skew: symmetric)

β”Œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”
β”‚ Sub-factor β”‚ Weight β”‚ Conf β”‚ Near β”‚ Mid β”‚ Long β”‚
β”œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€
β”‚ Fiscal State β”‚ 0.22 β”‚ 85% β”‚ +5.0 β”‚ +4.0 β”‚ +3.0 β”‚
β”‚ Monetary Independence β”‚ 0.22 β”‚ 85% β”‚ +5.0 β”‚ +5.0 β”‚ +5.0 β”‚
β”‚ Reserve Currency Intl Monetary β”‚ 0.16 β”‚ 85% β”‚ +2.0 β”‚ +2.0 β”‚ +2.0 β”‚
β”‚ Inflation β”‚ 0.13 β”‚ 70% β”‚ +2.0 β”‚ +3.0 β”‚ +4.0 β”‚
β”‚ Banking Stability β”‚ 0.10 β”‚ 80% β”‚ +5.0 β”‚ +5.0 β”‚ +5.0 β”‚
β”‚ Trade Actions Capacity β”‚ 0.17 β”‚ 70% β”‚ 0.0 β”‚ +0.50 β”‚ +1.0 β”‚
β””β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”˜

Fiscal State - Budget surpluses 2022-24; debt fell to ~89.7% GDP (2025) and still declining; slips to a small deficit as the RRF tapers; long-term pension/health pressure from ageing. (OECD 2026, IMF)

Monetary Independence - Eurozone - the ECB sets policy and is credible and independent; no national monetary control. (ECB)

Reserve Currency Intl Monetary - Eurozone member; the euro is the #2 global reserve currency, a modest shared benefit. (IMF COFER)

Inflation - Was converging to ~2.1%; spiked to ~3.3% YoY (Apr 2026) on an energy shock; expected back to target long-term. (Banco de Portugal, EC)

Banking Stability - CET1 ~17.9%, NPL ~2.3%, strong 2025 profitability; countercyclical buffer 0.75% from Jan 2026. (Banco de Portugal FSR)

Trade Actions Capacity - Diversified EU-delegated trade; goods deficit offset by tourism/services; large undeveloped lithium reserves (upside); no resource curse; mild near-term drag from energy/storm shocks. (OECD, OEC)

Category composite by horizon (categoryComposite, confidence-capped by transparency tier):

β”Œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”
β”‚ Horizon β”‚ Composite score β”‚ Confidence β”‚
β”œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€
β”‚ near β”‚ +3.41 β”‚ 80% β”‚
β”‚ mid β”‚ +3.36 β”‚ 80% β”‚
β”‚ long β”‚ +3.31 β”‚ 80% β”‚
β””β”€β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”˜

Institutional

Independent judiciary that has actively checked the executive, uncompromised official statistics, and high press freedom; civil-service trust the soft spot. (skew: symmetric)

β”Œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”
β”‚ Sub-factor β”‚ Weight β”‚ Conf β”‚ Near β”‚ Mid β”‚ Long β”‚
β”œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€
β”‚ Rule Of Law β”‚ 0.31 β”‚ 80% β”‚ +4.0 β”‚ +4.0 β”‚ +4.0 β”‚
β”‚ Statistical Integrity β”‚ 0.22 β”‚ 85% β”‚ +6.0 β”‚ +6.0 β”‚ +6.0 β”‚
β”‚ Civil Service Capacity β”‚ 0.22 β”‚ 75% β”‚ +2.0 β”‚ +2.0 β”‚ +2.0 β”‚
β”‚ Press Freedom β”‚ 0.13 β”‚ 85% β”‚ +5.0 β”‚ +5.0 β”‚ +5.0 β”‚
β”‚ Civil-Military Relations β”‚ 0.12 β”‚ 65% β”‚ +7.0 β”‚ +7.0 β”‚ +7.0 β”‚
β””β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”˜

Rule Of Law - Independent judiciary (WJP ~29/143); the Constitutional Court struck down key 2025 immigration clauses - a live check on the executive; persistent court-delay weakness. (WJP, EU Rule of Law Report)

Statistical Integrity - INE is independent and ESS-compliant; uncompromised. (INE, Eurostat)

Civil Service Capacity - Professional with strong digital government, but low public trust (~40%) and an ageing workforce. (OECD Government at a Glance 2025)

Press Freedom - RSF 8th/180 (2025), 'satisfactory'; pluralistic media with some economic-precarity pressure. (RSF)

Civil-Military Relations - Settled civilian control over a professional officer corps, backed by tested parliamentary oversight and a long unbroken record of apolitical command.

Category composite by horizon (categoryComposite, confidence-capped by transparency tier):

β”Œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”
β”‚ Horizon β”‚ Composite score β”‚ Confidence β”‚
β”œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€
β”‚ near β”‚ +4.49 β”‚ 79% β”‚
β”‚ mid β”‚ +4.49 β”‚ 79% β”‚
β”‚ long β”‚ +4.49 β”‚ 79% β”‚
β””β”€β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”˜

Political & Social

Strong civil liberties and a favorable, lawful residency pathway, against a minority government amid a populist surge and an ageing population. (skew: negative)

β”Œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”
β”‚ Sub-factor β”‚ Weight β”‚ Conf β”‚ Near β”‚ Mid β”‚ Long β”‚
β”œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€
β”‚ Political Stability β”‚ 0.30 β”‚ 75% β”‚ -1.0 β”‚ -0.50 β”‚ 0.0 β”‚
β”‚ Civil Liberties β”‚ 0.20 β”‚ 75% β”‚ +5.0 β”‚ +5.0 β”‚ +5.0 β”‚
β”‚ Treatment Non Citizens β”‚ 0.25 β”‚ 75% β”‚ +3.0 β”‚ +3.0 β”‚ +3.0 β”‚
β”‚ Social Cohesion β”‚ 0.15 β”‚ 65% β”‚ +1.0 β”‚ +1.0 β”‚ +1.0 β”‚
β”‚ Demographics β”‚ 0.10 β”‚ 80% β”‚ -2.0 β”‚ -3.0 β”‚ -4.0 β”‚
β””β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”˜

Political Stability - AD won the May 2025 snap election but governs as a minority; the hard-right Chega surged to ~23% (now the second party); recurring budget fragility, absorbed constitutionally. (IDEA, Atlantic Council)

Civil Liberties - Strong protections; a functioning Constitutional Court; no notable rollback. (WJP, EU report)

Treatment Non Citizens - Favorable residency pathways (D7 passive-income, D8 digital-nomad, citizenship eligibility ~5y); a 2025 law tightened family reunification and the Golden Visa real-estate route ended, but the Constitutional Court overturned the harshest clauses, keeping the pathway open and lawful (AIMA processing backlog the main friction). (Constitutional Court; Lexology)

Social Cohesion - Historically cohesive and low-polarization, but rapid immigration and Chega's rise are straining it; no major unrest. (IDEA)

Demographics - TFR ~1.40, median age ~47, heavy ageing; net migration (>1M foreign residents) currently offsets decline, but the central projection falls toward ~8.3M by 2100. (INE 2025)

Category composite by horizon (categoryComposite, confidence-capped by transparency tier):

β”Œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”
β”‚ Horizon β”‚ Composite score β”‚ Confidence β”‚
β”œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€
β”‚ near β”‚ +1.39 β”‚ 74% β”‚
β”‚ mid β”‚ +1.43 β”‚ 74% β”‚
β”‚ long β”‚ +1.47 β”‚ 74% β”‚
β””β”€β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”˜

Geopolitical

Low conflict exposure on the Atlantic flank; reliable if small NATO/EU member; no capital controls. (skew: symmetric)

β”Œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”
β”‚ Sub-factor β”‚ Weight β”‚ Conf β”‚ Near β”‚ Mid β”‚ Long β”‚
β”œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€
β”‚ Alliance Reliability β”‚ 0.40 β”‚ 80% β”‚ +5.0 β”‚ +5.0 β”‚ +5.0 β”‚
β”‚ Conflict Involvement β”‚ 0.35 β”‚ 80% β”‚ +3.0 β”‚ +3.0 β”‚ +3.0 β”‚
β”‚ Sanctions Capital Controls β”‚ 0.25 β”‚ 80% β”‚ +3.0 β”‚ +3.0 β”‚ +3.0 β”‚
β””β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”˜

Alliance Reliability - NATO founding member and committed EU member; hit 2% GDP defense (2025), pledged 3.5% by 2035; reliable though a small contributor. (NATO)

Conflict Involvement - Atlantic-flank geography, no border threats, no active conflict; supports Ukraine via EU/NATO. (NATO)

Sanctions Capital Controls - EU sanctions-regime participant; no domestic capital controls (crisis-era 2010-12 controls long resolved). (EU)

Category composite by horizon (categoryComposite, confidence-capped by transparency tier):

β”Œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”
β”‚ Horizon β”‚ Composite score β”‚ Confidence β”‚
β”œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€
β”‚ near β”‚ +3.80 β”‚ 80% β”‚
β”‚ mid β”‚ +3.80 β”‚ 80% β”‚
β”‚ long β”‚ +3.80 β”‚ 80% β”‚
β””β”€β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”˜

Physical & Practical

Low crime and decent infrastructure, but a worsening climate profile and a strained health service; high latent seismic risk. (skew: negative)

β”Œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”
β”‚ Sub-factor β”‚ Weight β”‚ Conf β”‚ Near β”‚ Mid β”‚ Long β”‚
β”œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€
β”‚ Climate β”‚ 0.20 β”‚ 76% β”‚ -4.0 β”‚ -5.0 β”‚ -6.0 β”‚
β”‚ Healthcare β”‚ 0.30 β”‚ 75% β”‚ 0.0 β”‚ 0.0 β”‚ 0.0 β”‚
β”‚ Infrastructure β”‚ 0.20 β”‚ 70% β”‚ +2.0 β”‚ +2.0 β”‚ +2.0 β”‚
β”‚ Crime Safety β”‚ 0.15 β”‚ 80% β”‚ +5.0 β”‚ +5.0 β”‚ +5.0 β”‚
β”‚ Disaster Insurance β”‚ 0.15 β”‚ 75% β”‚ -2.0 β”‚ -2.50 β”‚ -3.0 β”‚
β””β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”˜

Climate - Iberian heat, severe drought/desertification (south), and major wildfire, lower readiness than core EU. (IPCC AR6; EEA; Germanwatch CRI)

Healthcare - Universal SNS free at point of use, but a large operating deficit, ER/maternity closures, doctor strikes, and falling public trust; reform pressure mounting. (FNAM; Portuguese press)

Infrastructure - Generally good transport and broadband; the 2026 storms exposed planning gaps with repairs running into late 2026. (Euronews)

Crime Safety - Low violent crime (Global Peace Index 7th, 2025); main risk is petty theft in Lisbon/Porto. (GPI; RASI)

Disaster Insurance - High latent seismic risk (much of Lisbon predates anti-seismic code; only ~19% of homes carry quake cover) plus newly realized flood exposure; functional but underinsured. (Verisk; APS)

Category composite by horizon (categoryComposite, confidence-capped by transparency tier):

β”Œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”
β”‚ Horizon β”‚ Composite score β”‚ Confidence β”‚
β”œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€
β”‚ near β”‚ +0.06 β”‚ 75% β”‚
β”‚ mid β”‚ -0.22 β”‚ 75% β”‚
β”‚ long β”‚ -0.49 β”‚ 75% β”‚
β””β”€β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”˜

Decisions

Confidence-weighted composite of every category above (decisionComposite), at each decision's native horizon (HORIZON_BY_DECISION), with the threshold reading (readingFor).

β”Œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”
β”‚ Decision β”‚ Horizon β”‚ Score β”‚ Confidence β”‚ Reading β”‚
β”œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€
β”‚ Living β”‚ long β”‚ +2.68 β”‚ 77% β”‚ mixed β”‚
β”‚ Assets β”‚ mid β”‚ +3.19 β”‚ 79% β”‚ clear positive β”‚
β”‚ Currency β”‚ near β”‚ +3.59 β”‚ 79% β”‚ clear positive β”‚
β””β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”˜

Same weighting projected across all three horizons (near 1-3y, mid 3-7y, long 5-10y):

β”Œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”¬β”€β”€β”€β”€β”€β”€β”€β”
β”‚ Decision β”‚ Near β”‚ Mid β”‚ Long β”‚
β”œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”Όβ”€β”€β”€β”€β”€β”€β”€β”€
β”‚ Living β”‚ +2.75 β”‚ +2.71 β”‚ +2.68 β”‚
β”‚ Assets β”‚ +3.23 β”‚ +3.19 β”‚ +3.15 β”‚
β”‚ Currency β”‚ +3.59 β”‚ +3.56 β”‚ +3.54 β”‚
β””β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”΄β”€β”€β”€β”€β”€β”€β”€β”˜