Sponsored by JPMorganChase

When it comes to personal finance, most of us think about goals—saving for a home, paying off debt, or launching a business. But financial wellness isn’t just about reaching milestones. It’s about the habits and choices we make every day. It’s a practice, and like any practice, it gets stronger with personalized guidance, practical support and trusted resources.

Chase Community Manager Theresa Horne helps neighbors in Jackson turn financial wellness into a routine that fits their lives, providing practical money skills education and support on important money skills like budgeting, saving, building credit, and scam prevention.

Making Financial Wellness Part of Everyday Life

You can start small when practicing financial wellness. It can look like a 10-minute weekly money check-in, setting up automatic savings, asking a question about credit, or joining a workshop to learn how to spot a scam before you get hit.

Through local collaborations and free workshops, Community Managers help neighbors build healthy money habits like budgeting, improving credit, planning for homeownership, and protecting against scams. Workshops are open to everyone in the community—customers and noncustomers alike.

Horne shared her perspective on how Jackson families can build financial confidence that lasts:

I’ve always believed that financial knowledge is one of the most powerful tools a person can have. I’ve witnessed firsthand how small, consistent steps can lead to big changes because it impacts the choices you make, the opportunities you pursue, and how much stress you carry day to day. Many people were never taught the basics in a clear, practical way—so when a surprise expense hits or prices rise, it can feel like you’re behind before you even start.

As Community Manager, I support Mississippi by connecting neighbors, businesses, and local leaders to the right financial resources for their unique priorities. I host workshops at branches and out in the community to help people build money skills that improve their lives, and the lives of their family—whether it’s buying a home, growing a business, or simply feeling more confident about their finances.

It is so rewarding to help Mississippi build towards a stronger financial future. Every day, I get to engage with people who are working towards their dreams, even when things feel overwhelming. Seeing someone leave a workshop with a new sense of confidence—or hearing that it helped them avoid a scam or start saving for the first time—reminds me that we’re building a stronger Jackson together.

As inflation and rising costs stretch households budgets, the most effective response is a plan you can stick with. By focusing on repeatable habits—setting aside money weekly, building an emergency fund, and putting essentials first—you can cover today’s costs while still saving.

Financial wellness isn’t about being perfect—it’s about building a system that helps you handle what life throws at you.

I’d love for you to join me at one of my upcoming workshops, where everyone is welcome. Stop by your local Chase branch or share your interest to learn more here.

We’re bringing more financial wellness support and personalized guidance into more neighborhoods. Through the American Dream Initiative, JPMorganChase is doubling the number of Community Centers, hiring 150+ more Community Managers, and expanding our financial education programs with the goal of reaching 5 million people.

JPMorganChase’s American Dream Initiative is a multi-year effort to expand economic opportunity by scaling evidence-based solutions that help the economy work for more people. JPMorganChase will provide financing, facilitate capital, offer advice, training and tools to help people start and grow small businesses. The firm will also significantly expand investments in proven initiatives that help people find affordable places to live, save and plan for their financial futures, get good jobs, access quality health care, and strengthen local institutions.

Explore tools for every financial journey at chase.com/financialgoals and for more information on the American Dream Initiative, visit www.jpmorganchase.com/America.